I think having presets is great for photo editing, especially for someone who doesn't have a lot of time or patience. You can try a preset and then go to the editing tools for more tweaking, making the process easier when you're considering different looks for the photo.
Just for fun...the same cabin I showed yesterday.
I forgot to mention, my header is courtesy of my sister, aka Blue Ridge Gal, or Di, or Dish. She took one of my photos and had fun with it. She's like that, you know:-)